Healthcare Insurance FAQs

No, you do not only have the "open enrollment" period to set up private insurance. You may also be able to enroll during a special enrollment period if you have a qualifying life event, such as losing other coverage or having a baby.

The cost of private health insurance can vary depending on factors such as the level of coverage, your age, and where you live. It can be more expensive than public options, but can also offer more flexibility and choice in terms of providers and services.

To choose the best health insurance for you, consider your healthcare needs and budget, as well as the network of providers and coverage options offered by the plan. It is also important to compare different plans and options before making a decision.

As a self-employed individual, you may have the option to buy health insurance through a broker or through the marketplace (also known as an exchange). It is important to consider the cost, coverage options, and network of providers for each option before making a decision.

Obamacare's open enrollment period typically runs from November to December, but this can vary depending on your state.

Yes, it is possible to buy health insurance that is compatible with an HSA (health savings account) during open enrollment.

A PPO, or preferred provider organization, is a type of health insurance plan that allows you to see providers in and out of the plan's network. You typically pay less if you see providers in the network.

Private health insurance can cover a wide range of services, including doctor visits, hospital stays, prescription drugs, and preventive care. The specific services covered will depend on the plan you choose.

Private health insurance typically works by you paying a monthly premium in exchange for coverage of certain healthcare costs. You may also be responsible for paying a portion of the cost, such as a deductible or copayment, when you receive care.

Some jobs may require employees to have health insurance coverage as a condition of employment, but this varies depending on the employer and state laws. Some self-employed individuals also choose to purchase their own health insurance.