You might assume that healthcare professionals have excellent health insurance coverage. While this is true for some medical workers, it’s not always the case for travel nurses. Due to the nature of the job, many travel nurse health insurance plans lack benefits like mental health services, affordable prescriptions and dental and vision care.

If you work as a travel nurse and are looking for better coverage, private health insurance for travel nurses could be the best option. Understanding your travel nurse health insurance options can help you pick a plan with benefits that meet your needs and support your well-being so you can continue providing care to others.

Standard Coverages for Travel Nurses

Travel nurse jobs offer many advantages over a staff position. Travel nurse agencies give you the flexibility to choose assignments in different healthcare systems, changing your location every 13 weeks. Staffing agencies typically offer some benefits packages, including incentives like tax-free housing stipends, life insurance and referral bonuses. 

Despite these perks, travel nurse healthcare benefits are often minimal and include:

• Basic medical coverage for doctor visits, hospital stays and emergency services

• Dental for routine or preventative check-ups and cleanings

• Limited vision insurance covering eye exams and glasses prescriptions

The Problem With Typical Travel Nurse Healthcare Policies

Should travel nurses take their company's insurance? The answer depends on your specific healthcare needs. For many travel nurses, the benefits provided by the staffing agency don’t cover anything beyond primary care. They also might not pay for services in healthcare facilities outside of a particular network, which can be an issue if your assignment takes you far from home. 

These policies often have high deductibles and copays, making routine and emergency care more expensive out-of-pocket. Without consistent network coverage, it can also mean changing providers frequently. This could lead to less personalized treatment, which is especially challenging for those managing chronic conditions or requiring consistent medical follow-ups.

Why Consider a Private Health Insurance Plan?

Private travel nurse health insurance can offer an affordable solution for travel nurses looking for comprehensive and adaptable coverage. With United National Healthcare, you can access benefits that accommodate your busy work lifestyle and health needs. Our health insurance for travel nurses includes:

• Extensive coverage. Our plans cover various medical, dental and vision services, including preventative care and emergency treatment, ensuring you’re protected in any medical situation.

• Location flexibility. Coverage is available across various states or regions, accommodating your travel assignments and providing seamless healthcare access wherever your job takes you.

• Network breadth. You’ll have access to a vast network of healthcare providers, including various specialists and facilities.

• Workplace stability. Regardless of changes in short-term assignments or agencies, our plans offer continuous coverage without interruption, ensuring stability in your healthcare.

• Ideal copay and deductible ratios. We balance affordable copays with reasonable deductibles, making our plans cost-effective for routine and unforeseen medical needs.

• Telehealth options. Convenient access to telehealth services allows consultations and minor medical concerns from any location, ideal for nurses on the move.

• Mental health services. Given the stressful nature of travel nursing, our plans include mental health support and counseling to help prevent burnout.

• Prescription coverage. Comprehensive prescription drug coverage supports ongoing medication needs, which is essential for managing chronic conditions.

Travel Nurse Insurance with United National Healthcare

At United National Healthcare, we understand the importance of finding the right health insurance policy for travel nurses. When you contact us, our insurance specialists can guide you to the best policy tailored to your specific needs and professional circumstances: 

• We begin with a detailed consultation to understand your healthcare needs, travel patterns and any insurance challenges you’ve previously encountered.

• Your specialist will help you compare available plans, explaining the differences in coverage, premiums, deductibles and copays so you can make a well-informed choice. 

• We’ll evaluate each plan’s flexibility across different states or regions, ensuring coverage is effective wherever your assignments take you without any lapses.

• Once you select a plan, we provide ongoing support to address any issues and assist with adjustments if your healthcare needs or job assignments change.

Get a Quote Today

Travel nursing offers a unique experience that lets you visit different places and provide experienced healthcare to those who need it most. That’s why you deserve a health insurance plan that supports your well-being and makes it easy to take care of yourself. 

At United National Healthcare, we recognize the unique challenges travel nurses face when it comes to healthcare coverage. Our agents are ready to help you find the ideal health insurance near you for comprehensive coverage. Contact us today to get a quote and learn more about how we can help you maintain your health so you can focus on caring for others.